Terms & Conditions

Terms of Service & Community Guidelines

Last Updated: 13/09/2025

Please Read This Carefully Before Participating.

1. Acceptance of Terms
By accessing and using the GIVA website and platform (the “Service”), you agree to be bound by these Terms and Conditions. You acknowledge you have read and understood this agreement.

2. Important Disclaimer: This is Not an Investment
THIS PLATFORM IS NOT AN INVESTMENT FIRM, BANK, OR FINANCIAL ADVISOR. IT IS A COMMUNITY SUPPORT SYSTEM.

  • No Guaranteed Returns: Any funds you contribute are given cheerfully to the community pool. There is no guarantee, promise, or assurance that you will receive any financial return or specific amount of support in the future.

  • Not a Financial Product: Contributions are not investments and do not accrue interest, yield dividends, or represent a purchase of securities. They are voluntary gifts to a communal pool.

  • No Solicitation: We are not soliciting investments. We are facilitating a community-based model of mutual aid and voluntary giving.

3. The Spirit of the Community
By joining, you agree to participate in the spirit of the platform’s mission:

  • You are a Cheerful Giver: You will only contribute amounts you are comfortable giving freely, without expectation of a specific monetary return.

  • You are Part of a Community: You will interact with all members with respect, honesty, and kindness.

  • You Understand the Model: You acknowledge that the flow of funds depends on the voluntary participation of other members and is not controlled or guaranteed by [Your Site Name].

4. User Eligibility
You are eligible to use this Service only if you are at least 18 years old and can form a legally binding contract.

5. Wallet & Transactions

  • All wallet balances represent a record of your activity within the community system.

  • The company reserves the right to manage the distribution from the community pool based on the established system algorithms designed to promote fairness and sustainability.

  • All transactions are final and reflect voluntary contributions or community-generated support.

6. Prohibited Conduct
You agree not to use the Service to:

  • Violate any applicable law or regulation.

  • Harass, abuse, or harm another person.

  • Attempt to defraud the system or other members.

  • Misrepresent yourself or the nature of your contributions.

7. Limitation of Liability
[Your Site Name], its founders, and operators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service, including but not limited to the loss of contributed funds or expected support.

8. Changes to Terms
We may modify these Terms at any time. We will provide notice of significant changes. Your continued use of the Service constitutes acceptance of the new terms.

9. Contact Us
If you have any questions about these Terms, please contact us at: info@giva.ph.

By using Giva.ph, you acknowledge you have read, understood, and agree to be bound by these Terms and Conditions.